Insurance companies often make quick settlement offers after an accident. While tempting, these early offers rarely reflect the true value of your claim.

Why First Offers Are Usually Low

Insurance adjusters aim to close claims quickly and cheaply. They may make an offer before you fully understand the extent of your injuries, future medical needs, or long-term impacts on your life and career.

What to Consider

Wait until you reach maximum medical improvement or understand your prognosis. Calculate all damages including future treatment, lost earning capacity, and non-economic losses. Consult with an attorney before accepting any settlement.